Last week I covered how I record expenses, yet I neglected to mention that I have recently starting using a great website called Mint to track expenses and to help me budget. Mint automatically updates with my online banking information and provides a great visual representation of where my money is going. The way that they keep this service free is by “suggesting” credit cards and savings accounts that would save me money. To be honest many times I have considered changing my credit card because although I carry no balance from month to month I make almost all my expenditures through my credit card, and I have very poor credit card reward program.

Mint also compares how my “At the Pump” and “Savings % rate” is compared to the national average. (below on spending and a little bit above the savings rates. One of these days I am going to switch to a Online Bank and pull in a better %, More on this later.